Commercial Checking

Compare Our Commercial Checking Accounts

Account Type	Commercial Checking	Charitable Checking	Business Money Market Checking
Description	With our Commercial Checking account, you can enjoy all the flexibility of a checking account for your high-volume transactions and receive earnings credit to offset monthly fees	Charitable Checking is for civic organizations with IRS non-profit status	Our Business Money Market account offers flexible, tiered interest rates that help ensure your money works for you, around the clock
Minimum Opening Balance	$500.00	$100.00	$1000.00
Monthly Charge	$20.00	None	$10.00
Earns Interest	No	Yes - $2,500.00 minimum balance to earn interest	Yes
Qualifiers to Waive Monthly Charge	Earnings credit rate paid on positive average collected available balances can be used to offset monthly maintenance charge and transaction fees	$0.00	Daily balance of $1,000.00
Monthly Transaction Items	Per debit $.18 Per credit $.35 Per item in deposit $.10	250 free items per statement cycle (all others $.35 each)	Unlimited over the counter transactions, Limited to 6 Third Party transactions per statement cycle ($10.00 per Third Party transaction over 6)
***Paper Statement Fee once Estatement is available	N/A	$3.00	$3.00

Account Type	Business 150	Business 250	Business 500
Description	Business 150 is designed for start-up businesses and businesses with a low volume of deposits and minimal check-writing activity	Business 250 is designed for businesses with medium volume of deposit and check-writing activity	Business 500 is designed for larger businesses with higher balances and more activity
Minimum Opening Balance	$100.00	$100.00	$100.00
Monthly Charge	None	$10.00	$15.00
Earns Interest	No	No	No
Qualifiers to Waive Monthly Charge	$0.00	Daily balance of $500.00 OR $2,500.00 average daily balance	Daily balance of $2,500.00 OR $10,000.00 or greater in combined FCB deposits OR Total loan balance of $50,000.00 or greater with FCB
Monthly Transaction Items	150 free items per statement cycle (all others $0.35 each)	250 free items per statement cycle (all others $.35 each)	500 free items per statement cycle (all other $.35 each)
***Paper Statement Fee once Estatement is available	$3.00	$3.00	N/A