Man using LaptopOnline & Mobile Banking

At First Capital Bank, we get it – time is money. With our Online and Mobile Banking platforms, now you can save both when you manage your finances on-the-go.

Bank anytime, from virtually anywhere, with First Capital Bank’s Internet Banking, the safe, easy way to handle your routine banking. This is a quick, simple way to stay connected to your finances with real-time access, 24 hours a day, 7-days a week Our Online Banking and FCB Carolinas Smart Branch® Mobile Banking App allows our customers to view account information, make transactions, and more. Banking doesn’t have to be hard, and First Capital Bank is committed to making it easier for you.

  • Check current balances
  • View daily account activity
  • Keep track of withdrawals, deposits, transfers and payments
  • Transfer funds between your accounts
  • Make a payment on your First Capital Bank loan

Enroll Now Personal Login


ClickSWITCH allows you to quickly and painlessly move all of your banking transactions from your old financial institution to First Capital Bank. When you’re ready, ClickSWITCH will even initiate the closure of your old account. Please contact us via the page.


Bill Pay

Enjoy the hassle-free convenience of paying bills online whenever and from wherever you want – no checks, no stamps, no trips to the post office.

  • Pay anyone you would normally pay by check
  • Set up one-time or recurring payments-days, weeks or even months in advance
  • Track your expenses with personalized reports
  • Call Bill Pay customer service direct for problem solving at 1-866-679-3385, 7:00 am - 1:00 am ET, 7 days a week


Mobile Deposit

Mobile deposit 24/7? There’s an app for that. Android and iPhone/iPad® users can download our full-service FCB Carolinas Smart Branch® Mobile Banking App to make deposits* with their mobile device anytime, anywhere. Just App, Tap, and Snap!

*Limitations, restrictions, and fees may apply. Standard phone, data, and messaging rates apply.

fcb personal app

The privacy and safety of your financial information is First Capital Bank’s utmost concern. First Capital Bank will not request your personal account information or any specific personal identification information such as social security number, home address or phone number over the internet or via email. Please call First Capital Bank before you respond to any request for your personal information.


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